The COVID-19 pandemic created unprecedented disruption in how businesses operate, particularly in payment processing systems. This article examines the empirical evidence regarding business payment digitalization pre-pandemic, during the height of COVID restrictions.

Brazil's financial landscape has undergone a remarkable transformation over the past five years, positioning the country as one of the most digitally innovative financial ecosystems globally. While not technically the most digitally connected country in absolute terms, Brazil's payment system revolution—centered around the instant payment platform Pix—represents one of the most successful digital finance transformations in modern history.

The Indian fintech landscape is not just growing—it's accelerating into what many experts are calling its most dynamic and transformative phase yet. With projected market valuations reaching an impressive $2.1 trillion by 2030 and expected revenues of $190 billion, India's fintech revolution is reshaping the financial ecosystem both domestically and globally.

The restaurant industry is experiencing an unprecedented digital revolution. At the heart of this transformation is the rise of omnichannel ordering, a strategy that enables customers to place orders through multiple platforms while maintaining a consistent experience. This shift has created enormous opportunities for technology companies specializing in voice AI, payment processing, and integrated ordering solutions.

It was a pleasure to speak with Mr. Jagmeet Lamba, Founder and CEO of Certa. His company is focused on reducing onboarding time and increasing overall transparency by automating third-party lifecycle for enterprises. The company has helped some of the largest Fintech companies meet their exhaustive compliance and certification demands.

Financial education for all is a lofty goal, and many have tried and failed. Although it is a necessary foundation for life and business, it doesn't seem to take off.

It was a pleasure to meet Vikas Shah and Dushyant Shahrawat, investment bankers at Rosenblatt Securities, an institutional broker/dealer on the New York Stock Exchange and a boutique investment bank focused on the financial services and technology sectors.

I had the pleasure of meeting and interviewing Kevin Gosschalk, Founder and CEO of Arkose Labs. Since launching the company in 2016, he has been instrumental in building a suite of fraud prevention solutions that deliver long term remediation from attacks by breaking the underlying economics behind online fraud.

It was a pleasure to meet Carlos Del Valle Garza, CEO of Zplit, a buy now, pay later solution for Latin America that enables Millennials and Gen Zs a flexible way to make purchases.

It was a pleasure to meet Lucia Gallardo, CEO and founder of Emerge. She is a Honduran serial entrepreneur building socially impactful emerging technology and pioneering humane innovation by offering Impact-as-a-Service.

It was a pleasure to meet Faiza Jivani, Director of Global Payments, at Money 20/20 this year.

She is a payments veteran, a driven sales leader, a seasoned closer, and a creative problem solver who is passionate about helping clients achieve success with their payment initiatives. She drives multinational commerce at her company and is an experienced fintech professional. She has worked in many countries across the globe, including Asia, NAM, EMEA, and LATAM.

It was a pleasure to meet Faiza Jivani, Director of Global Payments, at Money 20/20 this year.

She is a payments veteran, a driven sales leader, a seasoned closer, and a creative problem solver who is passionate about helping clients achieve success with their payment initiatives. She drives multinational commerce at her company and is an experienced fintech professional. She has worked in many countries across the globe, including Asia, NAM, EMEA, and LATAM.

It was a pleasure to meet Arcady Lapiro, CEO and Founder of Agora Services. He is a financial services veteran with many decades of experience and a deep understanding of technology and business.

It was a pleasure to meet Kamil Knap, President of EPA USA Inc., a Fintech company located in California and focused on distressed assets, often overlooked and considered "uncool" by cutting-edge FinTech.

It was a pleasure to meet Elena Litani, Co-founder and Chief Product Officer at Pillar Financial, a Canadian neo-bank for small and medium businesses.

It was great to meet Frederick Crosby, Chief Revenue Officer responsible for global sales and marketing. He is the self-declared father of cross-boarder payment tech, who has repeatedly taken big new ideas, built stellar teams, achieved big revenue goals, and created a thriving business that is complex and highly regulated.

It was a pleasure to meet Sheila Collins, Senior Advisor, AARP Innovation Labs. She was on the "Ones to Watch" list for Money20/20 Amplify Academy.

It was a pleasure to meet Vaibhav Puranik, Chief of Staff at Aven Financials. He is a former neo-bank founder who launched a broker-dealer and cash management platform. In the past, he has worked in Consumer Financial Services, Retail Banking, Card Issuing and Acquiring, Lending, Payments, Loyalty, and Investment/Wealth Management.